Terms of Service

Rising Anchor ("the Company") Terms of Service Last Updated: 2026-07-24 Welcome to Rising Anchor. Read through these Terms of Service (the "Terms") before you get started. They cover your use of our website at risinganchor.com ("Site"), our seasonal transition programs ("Programs"), and everything else we offer through the Site and Programs. We call all of this together the "Services." By using the Services, you're agreeing to follow these Terms. Don't use the Services if you can't agree to them. Check out our Privacy Policy to see how we handle your information. Let's go.

1. Arbitration, Class Actions, Damages and Refunds.

IMPORTANT NOTICE REGARDING ARBITRATION: WHEN YOU AGREE TO THESE TERMS YOU ARE AGREEING (WITH LIMITED EXCEPTION) TO RESOLVE ANY DISPUTE BETWEEN YOU AND US THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE REVIEW CAREFULLY SECTIONS 13 ("GOVERNING LAW AND FORUM CHOICE") AND 14 ("DISPUTE RESOLUTION") BELOW FOR DETAILS REGARDING ARBITRATION (INCLUDING THE PROCEDURE TO OPT OUT OF ARBITRATION). THESE TERMS ALSO INCLUDE A WAIVER OF RIGHTS BY YOU TO BRING A CLASS ACTION AGAINST US AND A LIMITATION ON DAMAGES THAT YOU CAN COLLECT FROM US THAT MAY ARISE OUT OF YOUR USE OF THE SERVICES. BY USING THE SERVICES, YOU AGREE TO THESE PROVISIONS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICES. WITH LIMITED EXCEPTION (SEE SECTION 5), ANYTHING YOU PURCHASE FROM US IS NON-REFUNDABLE. 2. Changes to Terms or Services. We can update these Terms whenever we want. When we do, we'll let you know the way described in Section 15(d). You need to accept the updates to keep using the Services. Stop using the Services if you can't agree to the new version, unless Section 14(h) says otherwise. Our Services change over time. We might modify, discontinue, or remove parts of them at any point without telling you first. We also reserve the right to push out updates and improvements.

3. Who May Use the Services and How?

(a) Eligibility. You can use the Services if you're at least 13 years old, able to enter into a binding contract with Company, and not prohibited by law from using them. (b) Access Platforms. You're getting to our Programs through certain platforms that might also be service providers. These include community portals and regional access points ("Access Platforms"). To access, buy, or enroll in our Programs through an Access Platform, you need an account with that platform (a "User Account"). The Access Platform's own terms and conditions may apply to your account and how you use our Services through it. If those terms conflict with these Terms, these Terms win. (c) Your Account. When you use our Services through an Access Platform, we get certain information about you from your User Account, as we explain in our Privacy Policy. We can use that to create an account for you in our Services. You can add more information to it through the Services themselves (an "Account"). (d) Accuracy of Account Information. Keep your Account information accurate and current. Update it through your User Account if anything changes. We might suspend or close your Account if you don't.

4. Company Content.

(a) Company Content. In these Terms, "Content" means text, graphics, images, audio, video, frameworks, materials, information, and anything else posted or provided through the Services. Company and our licensors own everything about the Services and Content, including all intellectual property rights. (b) Program Resources. We offer courses, modules, worksheets, seasonal guides, coaching access, and account credits within the Services ("Program Resources"). These might include framework guides, anchor worksheets, tidal cycle tracking tools, community access, seasonal planning documents, or materials that help with your transition work. You might also get access to tidal circles or group sessions to deepen your practice. Some Program Resources come with specific seasons or phases and may have extra terms. You can buy access to certain Program Resources or get them as part of a program enrollment, as covered in Section 5. You can also get some Program Resources free through community participation or core program material. All Program Resources belong to Company. They have no real monetary value and you can't cash them out or get money back for them. You can't transfer, sell, or trade Program Resources. Your access to Program Resources follows the license terms in these Terms. We can revoke your license anytime with no liability to you. Other restrictions might apply too, including ones tied to how the Programs work or that we tell you about separately. We can modify, replace, suspend, cancel, or remove any Program Resources whenever we want, with no notice or liability. (c) Access Keys. We might sell or offer unique keys that let you use our Programs through an Access Platform (an "Access Key"). Access Keys are yours alone and can't be transferred or sold. If we think you've committed fraud or broken these Terms, we can disable an Access Key or take away your right to use our Programs with it. Access Keys aren't worth any money. (d) Rights in Content Granted by Company. If you follow these Terms, Company gives you a limited, non-exclusive, non-transferable license to access and view the Content, including any Program Resources you've bought or gotten access to. If you have a valid Access Key or bought a Program enrollment through an Access Platform, you can also access that Program on a device you own or control. That's it. You can't copy, modify, or make derivative works from the Services. You can't distribute, transfer, sublicense, lease, lend, or rent the Services to anyone else. You can't reverse engineer, decompile, or take apart the Services. You can't make the Services available to multiple users in any way. Company keeps all rights to the Services, Programs, and Content that we didn't explicitly give you. (e) Community Sharing. Go ahead and share your experiences with our Programs as long as you keep it non-commercial. Don't charge people to see or access what you share. Keep things respectful and professional. Don't host events without our written permission, which might come with other requirements. Give Rising Anchor credit when you share our frameworks or materials. 5. Payments. When you buy access to our Programs through an Access Platform, an Access Key, or Program Resources (each a "Transaction"), you're authorizing the Access Platforms (or their payment processors) to charge you. They might ask for more information relevant to your Transaction, like your credit card number, expiration date, email, and billing address ("Payment Information"). The Access Platforms' terms might also apply to your Transaction. When you start a Transaction, you authorize them to give your Payment Information to third parties to complete it and to charge your payment method for what you selected, plus taxes and other charges. You might need to give extra information to verify your identity. BASED ON THE RELEVANT ACCESS PLATFORM'S REFUND POLICY, YOUR PURCHASE IS FINAL AND YOU WON'T BE ABLE TO CANCEL OR GET A REFUND EVER. That said, if something goes wrong while you're completing a Transaction, the Access Platforms can cancel it for any reason. If they do, they'll refund what you already paid. 6. Pilot Programs. Sometimes we offer test versions of our Services ("Pilot"). Pilots might not work right and could cause technical issues or problems on your device or system. When you use a Pilot, you agree to these extra terms: Company can automatically delete or change any software, data, Content, or other materials or information from the Pilot, including stuff on your device, anytime for any reason. Company can stop or end your access to a Pilot whenever it wants, which makes it inaccessible or broken. If Company stops a Pilot, you'll delete any local copy of it from your device and everything else you got from Company related to it. You won't get any money for being in a Pilot. Joining a Pilot doesn't mean you get the full commercial version of the Program or anything else, and you might have to buy the full version separately. 7. General Prohibitions and Company's Enforcement Rights. Don't do any of the following: (a) use the Services for business purposes without Company's permission, unless these Terms say you can; (b) do anything we think is objectionable, disruptive, or gets in the way of other users, like harassing people in the community; (c) remove or get around anything that stops misuse of the Services; (d) fake email headers or any part of them, or use the Services or Content to send false or misleading information about where something came from; (e) take or save personally identifiable information from other users without their permission; (f) break any law or regulation; (g) help anyone else do any of the above. We don't have to monitor the Services, Content, or what people post. But we can do it to run the Services, make sure you're following these Terms, and comply with the law. 8. Links to Third Party Websites or Resources. The Services might link to third-party websites or resources. We include them for convenience only and aren't responsible for what's on those sites or what they offer. You're responsible for and take all risks from using them. 9. Termination. We can end your access to and use of the Services anytime, at our discretion, without notice. When the Services, your Account, or anything else gets terminated or canceled, this sentence and Sections 4(a), 4(b), and 10 through 15 stay in effect.

10. Warranty Disclaimers.

(a) Disclaimers with Respect to Our Services and Content. THE SERVICES AND CONTENT ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. We don't promise the Services will do what you want or be available all the time without problems. We don't promise the Content is accurate, complete, truthful, or reliable. (b) Disclaimers with Respect to Coastal Access and Environments. Our Services work with coastal environments and water access. You understand that Company isn't responsible for coastal conditions, water safety, weather, or environmental stuff that affects how you use the Services. You're responsible for reading any safety advisories or guidelines that come with the Services and making sure your use follows them and the law. 11. Indemnity. You'll defend and hold harmless Company, its officers, directors, employees, agents, contractors, and other representatives from any claims, disputes, demands, liabilities, damages, losses, costs, and expenses, including reasonable legal and accounting fees, that come from your access to or use of the Services or Content, or from breaking these Terms.

12. Limitation of Liability.

(a) NEITHER COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES OR CONTENT WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE OR THE COST OF SUBSTITUTE SERVICES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT COMPANY OR ANY OTHER PARTY HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. (b) USE OF OUR PROGRAMS AND COASTAL PRACTICES MAY AFFECT MENTAL AND PHYSICAL WELLBEING, OR AGGRAVATE PRE-EXISTING MEDICAL CONDITIONS. YOU EXPRESSLY WAIVE COMPANY'S LIABILITY FOR RISKS INHERENT IN THE USE OF OUR SERVICES, AND COMPANY WILL NOT BE LIABLE TO YOU FOR ANY CAUSE OF ACTION OR UNDER ANY THEORY OF LIABILITY ARISING FROM SUCH RISKS. (c) Company's total liability from these Terms or your use of the Services won't exceed what you've paid Company for them, or one hundred dollars if you haven't paid anything. (d) THE EXCLUSIONS AND LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN COMPANY AND YOU. 13. Governing Law and Forum Choice. These Terms and anything related to them are governed by the Federal Arbitration Act, federal arbitration law, and Washington State law, ignoring conflicts of law rules. Except as stated in Section 14 "Dispute Resolution," all Disputes (defined below) that don't have to go to arbitration will be handled in state and federal courts in Seattle. You and Company each waive any objection to jurisdiction and venue there.

14. Dispute Resolution.

(a) Mandatory Arbitration of Disputes. Any dispute, claim, or controversy from these Terms, or from breaking, ending, enforcing, interpreting, or questioning them, or from using the Services or Content (called "Disputes") will be settled only through binding, individual arbitration, not in a class or group action. You and Company agree the U.S. Federal Arbitration Act applies, and you both waive the right to a jury trial or to join a class action. This arbitration clause stays in effect even after these Terms end. (b) Location of Arbitration. If you live in the United States, arbitration happens in your state. (c) Exceptions. These Disputes can go to court instead: any Dispute that qualifies for small claims court, and any Dispute about someone stealing our intellectual property. (d) Opt-out: You can skip arbitration entirely and go to court if you email info@risinganchor.online within thirty days of first agreeing to these Terms. (e) Conducting Arbitration and Arbitration Rules. The American Arbitration Association ("AAA") runs the arbitration under its Consumer Arbitration Rules (the "AAA Rules"), except where these Terms change them. Find the AAA Rules at www.adr.org or call 1-800-778-7879. The person starting arbitration submits a written Demand for Arbitration to the AAA and notifies the other party as the AAA Rules say. The AAA has a form Demand for Arbitration at www.adr.org. For claims of a few thousand dollars or less, you pick whether the arbitration is document-only, by phone or video, or in person, based on the AAA Rules. Bigger claims follow the AAA Rules for hearing rights. Hearings happen in your county (or parish) unless you both agree elsewhere. The arbitrator decides everything about this arbitration agreement. (f) Arbitration Costs. The AAA Rules govern who pays filing, administration, and arbitrator fees. We cover all those costs if your Dispute is less than a few thousand dollars, unless the arbitrator thinks it's frivolous. If we win, we pay our attorneys' fees and costs and won't ask you to cover them. If you win, you get attorneys' fees and costs as the law allows. (g) Class Action Waiver. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If the dispute goes to arbitration, the arbitrator can't combine your claims with someone else's and can't oversee any class or group proceeding. If this part can't be enforced, the whole Dispute Resolution section is void. (h) Effect of Changes on Arbitration. Even though Section 1 covers changes to Terms, if Company changes Section 14 "Dispute Resolution" after you first agreed to these Terms, you can reject it by emailing info@risinganchor.online within thirty days of when the change took effect, shown in the "Last Updated" date or in our email to you. By rejecting the change, you're saying you'll arbitrate any Dispute under the old Section 14 from when you first agreed. (i) Severability. Except for Section 14(g) "Class Action Waiver," if an arbitrator or court decides any part of these Terms is invalid, the rest still applies.

15. General Terms.

(a) Entire Agreement. These Terms and anything else mentioned in them are the whole agreement between Company and you about the Services and Content. They replace any earlier talk or agreements about them. (b) Severability. We'll interpret these Terms as much as the law lets us. If any part is unenforceable, the rest still works. (c) No Assignment. You can't assign or transfer these Terms to someone else. (d) Notices. Company gives you notices under these Terms (like about updates) by email, in the Program itself, or by posting on our Site, whichever we pick. (e) No Waiver. Not doing something won't create new rights under these Terms except what's written. If Company doesn't enforce something, that's not a waiver. A waiver only counts if it's in writing and signed by someone authorized at Company. Except as stated here, using any remedy doesn't prevent using others. 16. Contact Information. Questions about these Terms or the Services? Email info@risinganchor.online.